Financial Aid Office

Financing the SAIS Experience
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Welcome
Financing Your Education
Scholarship Opportunities
Federal Aid Opportunities
Non-U.S. Citizens
SAIS Europe Funding
Nanjing Funding
Private Lenders
Financial Literacy
Other Resources
Tuition and Expenses
Master of Arts
Master of Arts (SAIS Europe)
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Master of Arts in Global Risk
Master of Arts in International Economics and Finance
Master of Arts in Global Policy
Master of International Public Policy
Doctor of Philosophy
Hopkins-Nanjing Certificate
Certificate Program
Summer Courses
Financial Aid Policies
Return of Title IV Funds Policy
Verification Process
First Year Students
Contact Us
The Office of Financial Aid at Johns Hopkins SAIS is located on the Washington, DC campus. We provide access to financial aid resources and advisory services to the Johns Hopkins SAIS community.
 
Johns Hopkins SAIS understands there is a very serious financial commitment that comes with obtaining an advanced degree. We offer several kinds of financial aid options, including federal, institutional, and private funding. Funds are awarded on the basis of need and merit. Please keep in mind that very few scholarship awards cover full tuition. Students are, therefore, encouraged to seek other sources of funding. Our financial aid staff can provide information and assistance with applying for various funding opportunities. 
 
Thank you for considering Johns Hopkins SAIS! We wish you the best in your educational endeavors!

Scholarships

Johns Hopkins SAIS offers scholarship funding to admitted students without regard to citizenship through the admissions process and additional scholarship opportunities to current and continuing students. Please keep in mind that very few scholarship awards cover full tuition. Students are, therefore, encouraged to seek other sources of funding in addition to applying for a scholarship. 
 

Federal Direct Unsubsidized and Direct Grad PLUS Loans

Johns Hopkins SAIS participates in the U.S. Department of Education William D. Ford Federal Direct  Loan Program, and federal loans are available to eligible U.S. citizens and permanent residents who submit the Free Application for Federal Student Aid (FAFSA - The SAIS Title IV FAFSA code is E00474). Federal Direct and Direct GRAD PLUS Loans offer fixed interest rates, low fees, favorable repayment benefits, ease of application, and electronic disbursement of funds directly to your student account for educational expenses. Eligible recipients are not required to demonstrate financial need in order to receive the Direct Unsubsidized Loan, but PLUS loan recipients must pass a credit history check or have a credit-worthy endorser.

Students can view federal loan requirements, interest rates and repayment options at the U.S. Department of Education Federal Student Aid website.
 

Federal Work Study and On-Campus Employment

On-campus employment is a convenient way for students to earn money to offset regular living expenses. Students have the opportunity to hold on-campus jobs and there are many job positions available on campus covering a wide variety of skills and interests. Jobs include teacher assistants, office assistants, research positions, and many more! On-Campus jobs can be found through the Johns Hopkins SAIS Job Board and are open to Federal Work Study & non-Federal Work Study recipients. 
 

Private Loans

Private lenders and financial institutions also offer loan programs that are another way both U.S. citizens/permanent residents and international students can pay for educational costs while attending SAIS.  Interest rates generally are variable, but unlike Federal Direct and Grad PLUS loans, private loans do not have an income-based cap on monthly repayments or loan forgiveness programs. Johns Hopkins University recommends that students exhaust their eligibility for federal loans before considering private loan programs. If you are uncertain about your eligibility for federal loans, please contact the financial aid office prior to initiating a private loan application.

Loans available to international students all require a creditworthy co-signer who is a US citizen or permanent resident. Some international students at SAIS borrow student loans from their home country, and if those are available in your country, you should investigate those resources as well.
 
For state or private loans, the borrowing limit is the total cost of education for the academic year (as defined by Johns Hopkins University) less any financial aid. 
 

Veterans Benefits

Johns Hopkins is approved by the Maryland Higher Education Commission for the training of veterans and the widows and children of deceased veterans and accepts applicants who are eligible for Post-9/11, Chapter 33 and Vocational Rehabilitation. Information about veterans' benefits is available at www.gibill.va.gov.

Johns Hopkins SAIS participates in the Post-9/11 GI Bill® Yellow Ribbon Program.  This program provides funds to veterans in addition to the standard tuition benefit of the Post-9/11 Program. Student's receive 50% of their Yellow Ribbon Award from SAIS and 50% from the VA.

Yellow Ribbon Program -scholarship of $6,000 per academic year for eligible candidates.

More information on Veterans Administration Benefits can be found here, or by contacting the VA Certifying Official in the Registrar’s Office at 202.663.5617 or by e-mail at jbates@jhu.edu

 

Scholarship Opportunities

Johns Hopkins SAIS Institutional Aid

Johns Hopkins SAIS funding is awarded to US and Non-US Citizens. Prospective students must indicate on their admissions application that they wish to be considered for scholarship aid, if interested. Admitted students who receive scholarships in their first year are guaranteed the same amount of aid in their second providing they meet the required enrollment and academic standards. Admitted students who do not receive aid in their first year, may apply for and be granted scholarships in their second year on the basis of exceptional academic performance in their first year. Second year scholarships consideration is managed by the Financial Aid Office. The application process typically begins in the month of March during the student’s spring semester in their first year. Johns Hopkins SAIS also offers a number of prestigious named and program scholarships to students throughout the academic year. Details regarding these specific scholarship opportunities are available below.

Dean's, Global, and Johns Hopkins SAIS Scholarships

Tuition scholarship awards are offered to exceptional students in each of the international policy or regions of the world in the Master of Arts program. Open to US and non-US Master of Arts degree students only. Candidates are selected during the admissions review process. No separate application is required.


Program Fellowships

A limited number of programs have fellowships funding that is awarded to first and second year students. No separate application is required.


Named Fellowships

Named Fellowships are made possible by the generous contributions of donors. Some may be awarded to first year students, but most are awarded to second year students. Second year students need to complete the Continuing Student Aid Application available through the portal in March of their first year of study to be considered.

The school participates in matching agreements with the external sponsors listed below. This list reflects the minimum match required as per our agreement with each program. Please note- for Yellow Ribbon, this is the maximum. The school makes every effort to exceed the minimum scholarship up to full tuition. Scholarships will be granted on a competitive basis, with amounts subject to availability of funds.

Charles B. Rangel Fellows - minimum scholarship of $20, 000 per academic year.
Donald M. Payne International Development Scholarship Program-minimum scholarship of $20,000 per academic year.
Public Policy and International Affairs (PPIA) Fellows - minimum-scholarship of $5,000 per academic year.
Thomas R. Pickering Foreign Affairs Fellows - under the APSIA agreement 2/3 tuition or $10, 000, whichever is greater, in the second year.
Yellow Ribbon Program - scholarship of $6,000 per academic year for eligible candidates.

DACOR Bacon House Scholarship

Established in 1979 by the Diplomatic and Consular Officers, Retired (DACOR) Foundation, the scholarship provides assistance for a student pursuing a better understanding of US foreign policy. This scholarship is open to current MA students only.

More information may be provided by the Financial Aid Office. Please email saisfinaidinfo@jhu.edu. Deadline: TBD for Fall 2019


Herbert Roback Scholarship

The late Herbert Roback was a highly respected public servant who encouraged talented and promising students to consider lifetime careers in public service. In his honor, the National Academy of Public Administration administers this fund by awarding one scholarship up to $7,500 to a graduate student currently enrolled, or admitted for enrollment, in a full-time master’s degree program in public administration, public and international affairs, and/or political science.

Information about the application process can be found here: https://www.napawash.org/about-us/award-programs/the-herbert-roback-scholarship/

Email all application material to saisfinaidinfo@jhu.edu. Deadline: July 9, 2018


Priscilla Mason Scholarship

Established in 1995 by Priscilla Mason, one of the founding administrators of Johns Hopkins SAIS and a former member of the school's Advisory Council, to support students intending to pursue a career in US government service. Applicants must be in need of financial aid, a US citizen, and a first-year MA student willing to accept the terms and conditions of the Priscilla Mason Fund.

More information may be provided by the Financial Aid Office. Please email saisfinaidinfo@jhu.edu. Deadline: TDB for Fall 2019


W.W. Norton & Company 9/11 Commission Report Scholarship

Established in 2005 by W.W. Norton & Company, publisher of the authorized version of The 9/11 Commission Report, the scholarship supports two students, one American and one student from a predominantly Muslim country, who will pursue careers in promoting international understanding and preventing terrorism.

More information may be provided by the Financial Aid Office. Please email saisfinaidinfo@jhu.edu. Deadline: TBD 2019


International Student House (ISH) Residential Scholarship

Established in 1936, ISH-DC provides an exceptional residential experience to a highly diverse international community of graduate students, interns, and visiting scholars. The House promotes intercultural dialogue, encourages lifelong connections, and fosters global citizenship. The application can be found here. Please email completed applications to saisfinaidinfo@jhu.edu. Deadline: April 13, 2018


Dolores Zohrab Liebmann Fund

Dolores Zohrab Liebmann Fund supports graduate students in any recognized field of study in the humanities, social sciences, or natural sciences. http://fdnweb.org/liebmann/ Deadline: No information is available yet for 2018-19

Loans and Other Types of Aid

 
 
Johns Hopkins SAIS participates in the Federal Direct Loan Program. Eligibility is determined by review of your FAFSA data and federal tax return. The U.S. Department of Education makes these loans, through Johns Hopkins SAIS, directly to the student for educational expenses.

The maximum Federal Direct Unsubsidized Loan for a graduate student is $20,500 per academic year. Interest begins accruing on the unsubsidized loan at the time of disbursement. The aggregate loan limit (undergraduate combined with graduate) is $138,500 (subsidized and unsubsidized). An origination fee is deducted from the gross amount of the loan, and the interest rate is fixed for the life of the loan. Flexible repayment options are available, including longer repayment periods as well as income-sensitive payment schedules.

If you are offered a Direct Loan as a part of your aid package and you accept it and you are a first-time borrower at Johns Hopkins, you will receive instructions to sign a loan agreement online. The website is https://studentloans.gov/myDirectLoan/index.action. The loan agreement is valid for 10 years of consecutive borrowing at Johns Hopkisn SAIS. The loan proceeds will be credited to your student account 10 days prior to the start of the semester. Students who signed a Direct Loan loan agreement in a previous year are not required to sign a new note.

Federal Loan Counseling

Federal regulations require students who borrow funds through the Direct Loan Program to complete loan counseling prior to receiving funds at an institution and when the student either graduates or drops below half time enrollment. Loan counseling provided prior to the disbursement of funds is known as an entrance interview; the counseling required when a student leaves an institution is an exit interview. Loan counseling provides students with an understanding of their rights and responsibilities as a borrower in the Direct Loan Program.

Complete loan counseling online.


Federal Direct Graduate PLUS Loan

 
Federal Direct Graduate PLUS loans are federally guaranteed loans available to graduate students. There is no financial need requirement to receive these loans. 
 
Student Eligibility:
  • Must be enrolled as a regularly admitted student in a graduate program (provisionally admitted students are not eligible)
  • Must be enrolled at least half-time (at least 2 courses in the term for which the loan is certified)
  • Must be a U.S. citizen or permanent resident
  • Must be registered for Selective Service (males only)
  • Must not be in default on a student loan

Credit Review:
  • A credit review is required; however, there is no "debt to income" review.
  • A co-borrower/endorser option is offered if the borrower's credit is denied.
  • Credit checks are valid for 90 days. For this reason, we advise that borrowers wait until summer before applying for loans for the upcoming year. Our loan processing begins in late June.

Borrowing Eligibility:
  • Borrowers apply for the Graduate PLUS for each academic year that they wish to borrow. Multi-year loans may be consolidated.
  • The loan amount may not exceed the cost of attendance for the academic year less any financial aid the student is eligible to receive.
  • Students must be considered for their full eligibility under the unsubsidized Federal Direct Student Loan before a Graduate PLUS loan will be certified.
  • Borrowers are encouraged to apply for the amount needed for the academic year (not semester by semester).

Loan Terms and Disbursement:
  • An origination fee is deducted from each disbursement of the loan.
  • The interest rate is a fixed percent for the life of the loan.
  • Disbursements are scheduled at the beginning of each semester and are deposited directly in the student's account.

Repayment:
  • In-school deferment is available for Graduate PLUS borrowers. Interest will accrue while the loan is in deferment.
  • If in school-deferment is not requested, repayment begins 60 days after the loan is fully disbursed. Fully disbursed means that all installments (fall and spring) have been paid. Interest begins accruing after the first disbursement.
  • There is no pre-payment penalty.
  • Consolidation options and extended or graduated repayment plans are available.

To apply for a Federal Direct Graduate PLUS Loan:
  • Graduate PLUS borrowers must complete the Free Application for Federal Student Aid (FAFSA) and must be considered for unsubsidized Federal Direct Student Loans before a Graduate PLUS loan will be certified.
  • Complete and return the Graduate PLUS Request form available through the SAIS Office of Financial Aid.
  • New PLUS borrowers will need to sign a loan agreement online on the Direct Lending website found here.
  • The borrower will be contacted by JHU and the Direct Loan Servicing Center once the loan has been processed.
For more information on Grad PLUS loan visit www.studentaid.ed.gov.

Federal Work Study

Federal Work Study aid is need-based aid used to pay a portion of a student's salary if employed on campus. Recipients must complete the Free Application for Federal Student Aid (FAFSA) in order to be determined eligible based on federal regulations. FWS awards are valid for one academic year. You must reapply each year. The maximum FWS award is $3,000. Depending on the type and amount of the other financial assistance you receive, your FWS award may be less than $3,000.

For more information on Federal Work Study please review our Frequently Asked Questions.


Scholarship Opportunities

Johns Hopkins SAIS funding is awarded without regard to citizenship, and many international students receive scholarships while enrolled at SAIS. 

Private Educational Loans

Private loans offered through banks are another way international students can pay for educational costs while attending SAIS. Loans available to international students all require a creditworthy co-signer who is a US citizen or permanent resident. Some international students at SAIS borrow student loans from their home country, and if those are available in your country, you should investigate those resources as well.

Please visit the Johns Hopkins University ElmSelect website to view and compare private education loan programs. ElmSelect provides neutral comparisons of private loan products and lenders as well as links to the lender sites for the application process.
(The University does not endorse or recommend any lender, nor does the University have any financial interest in any lending institution.)

On-Campus Employment

On-campus employment is a convenient way for students to earn money to offset regular living expenses regardless of nationality. There are many opportunities available to serve as research or teaching assistants or in various SAIS departments.

Other Sources of Funding

Johns Hopkins SAIS students are often successful at securing external fellowship or grant support toward the cost of attending graduate school. We recommend that you investigate resources available both in the United States for international students as well as funding from your country. Most university libraries also carry “Grants Registers” which list sources of funding for education. Internet is also a good research tool for this purpose

Students should begin seeking funds for the second year as soon as possible after being admitted to SAIS Europe as many sources of financial aid have early application deadlines.

If you are awarded an award from any external source, please notify the SAIS Financial Aid Office so that our records about how you are funding your educational costs are as complete as possible.

SAIS Europe Scholarships

Johns Hopkins SAIS Europe at Bologna allocates part of its annual budget to student financial aid and also administers a number of awards (partial and full tuition scholarships) on behalf of donor institutions. The amount available is generally distributed in the form of partial tuition grants to students who demonstrate outstanding academic merit and financial need. Most awards are made on an annual basis although some scholarships cover two years. Non-US students who demonstrate outstanding academic performance during their first semester at SAIS Europe will likely receive support for their second year of study, ranging from small scholarships to a limited number of full-tuition packages.

All those who wish to be considered for either Bologna financial aid or any of the special scholarships administered by the Center must submit the following documents to SAIS Europe by February 15, 2018 (deadline for applications for financial aid at SAIS Europe):

Some donor institutions also require that candidates submit a scholarship application directly to them. See instructions below.

Johns Hopkins University Scholarships

Two scholarships are normally made available annually by the Johns Hopkins University in Baltimore to enable two students at SAIS Europe to pursue a year of study at the Johns Hopkins Departments of Political Science or Economics. The Registrar at SAIS Europe sends an email to all students in Bologna about this opportunity in December.


Austrian National Bank

Award: One Scholarship
Eligibility: Austrian citizens
Applications: Apply to SAIS Europe by February 15. Applicants should clearly state they would like to be considered for this scholarship on their financial aid application form.

City of Vienna

Award: One scholarship
Eligibility: Austrian citizens, residents in Vienna
Applications: Apply to SAIS Europe by February 15. Applicants should clearly state they would like to be considered for this scholarship on their financial aid application form.

Josef Krainer-Steirisches Gedenkwerk

Award: One scholarship
Eligibility: Austrian citizenship, born or resident in Styria or holding a degree from a university in Styria
Applications: Apply to SAIS Europe by February 15 AND to the Foundation, c/o Dr. Hubert Isak, Karl Franz Universität Graz, Forschungsinstitut für Europarecht, ReSoWi-Zentrum, Universitätsstrasse 15/C.1, A-8010 Graz (verify deadline directly with foundation)

Deutscher Akademischer Austauschdienst (DAAD)

Award: Some partial scholarships and one full tuition and maintenance scholarship in memory of Gerold von Braunmühl.
Eligibility: German citizenship with a degree from a German University
Applications: Apply to SAIS Europe by February 15 AND to the DAAD, Mr. Jens Horn, Programmabteilung Nord, Ref. 315, Nordamerika, Kennedyallee 50, D-53175 Bonn
website: www.daad.de (applications are due more than one year in advance - verify deadline directly with the DAAD)

Friedrich-Ebert-Stiftung

Award: One/two scholarships jointly sponsored by Ebert Stiftung and the Bologna Center
Eligibility: Friedrich Ebert Fellows
Applications: Apply to SAIS Europe by February 15 AND to the Stiftung, Godesberger Allee 149, D-53175 Bonn,
website: www.fes.de (verify deadline with them directly)

Konrad-Adenauer-Stiftung

Award: One/two scholarships jointly sponsored by Adenauer Stiftung and the Bologna Center
Eligibility: Adenauer Scholars
Applications: Apply to SAIS Europe by February 15 AND to the Stiftung, Rathausallee 12, D-53757 St. Augustin
website: www.kas.de (verify deadline with the Stiftung)

Studienstiftung des Deutschen Volkes

Award: One/two scholarships jointly sponsored by the Studienstiftung and SAIS Bologna
Scholarships are available for the 2 year MA/MAIA program
Eligibility: Studienstifung Scholars only. Eligible students must prove they are Studienstiftung Scholars when applying to SAIS Bologna
Applications: Apply to SAIS Europe by February 15 AND to the Studienstiftung, Study Abroad program
website: www.studienstiftung.de (verify deadline with the Stiftung).

Fondazione del Monte di Bologna e Ravenna Scholarships

Award: Two partial scholarships
Eligibility: Italian citizenship. Preference will be given to a candidate from Bologna and/or Ravenna
Applications: Apply to SAIS Europe by February 15. Applicants should clearly state they would like to be considered for this scholarship on their financial aid application form.

Norwegian State Educational Loan Fund

Award: Several partial scholarships (70% grant and 30% loan) for two years
Eligibility: The scholarship is available for Norwegian citizen or a citizen of an EEA or EFTA country who has accrued rights in Norway
Applications: Once admitted students must apply to the Lånekassen (www.lanekassen.no) and then notify SAIS Europe of their application.

Student Awards Agency for Scotland (SAAS)

Award: One tuition fee only award available
Eligibility: EU national students resident in Scotland (for any eligibility enquiries please contact  the SAAS Postgraduate Team - Tel: 0300 555-0505 (option 2); Fax: 0131 244 5104;
Applications: Apply to SAIS Europe by February 15

American Association of University Women International

International Scholarships are awarded for full-time study or research to women who are not United States citizens or permanent residents. Both graduate and postgraduate study at accredited institutions are supported.
http://www.aauw.org/what-we-do/educational-funding-and-awards/international-fellowships/

Canadian Federation of University Women

Canadian Federation of University Women (CFUW) has supported graduate study, literacy and the creativearts through awards and grants since its founding in 1919. In 1921, the 12 Clubs of the Federation awarded the first. CFUW Travelling Scholarship of $1000. Since then CFUW has spent more than $1,000,000 on the Scholarships, Grants and Awards that it offers annually to Canadian women for postgraduate study. The Charitable Trust, set up in 1976, receives donations and supports this program.

The Margaret MacNamara Memorial Fund

The Margaret McNamara Memorial Fund (MMMF) was established in 1981 to honor the late Margaret McNamara and her commitment to the well-being of women and children in developing countries. The purpose of the grant is to support the education of women from developing countries who are committed to improving the lives of women and children in their home countries

Community Associations Institute Research Foundation

Hanke Scholarship applicants must be enrolled in an accredited master's, doctoral, or law program in the United States of America or Canada. Students of all disciplines are welcome to apply for the Hanke Scholarship, provided their studies relate to community associations generally and to the topic of the candidate's proposed community associations research project.

International Chapter P.E.O. Sisterhood

Applicant must be a non-US or Canadian citizen who is a woman working towards a graduate degree (full-time) at a college or university of her choice in the US or Canada.

Organization of American States Scholarships

PRA Scholarships are available to permanent residents or citizens of an OAS member country involved in graduate level studies within countries other than the one in which they hold permanent residency or citizenship status. Acceptance at the institution of study must be secured prior to application. Scholarships cover travel expenses, tuition, fees, study materials and a subsistence allowance based on the country of study. List of countries on the website- includes US, Canada, Latin American countries.

Fulbright Program for Non-US Students (Institute of International Education)

A mainstay of America’s public-diplomacy efforts, the Fulbright Foreign Student Program brings citizens of other countries to the United States for Master’s degree or Ph.D. study at U.S. universities or other appropriate institutions. The program has brought some of the world’s finest minds to U.S. campuses and offers program participants insight into U.S. society and values.
http://foreign.fulbrightonline.org/

Paul and Daisy Soros Foundation Scholarship for New Americans

The Program is open to individuals who retain loyalty and a sense of commitment to their country of origin as well as to the United States, but is intended to support individuals who will continue to regard the United States as their principal residence and focus of national identity.

Leopold Schepp Foundation Grants in Aid

The Foundation grants approximately 200 individual awards each year to both full time undergraduate students enrolled in four year bachelor programs and to full time graduate students.
The Foundation also grants a small number of scholarship awards for independent study and research, usually post-doctoral, based on the recommendation of a recognized institution. These scholarships are intended to encourage research that will improve the general welfare of mankind. Because funds for such grants are limited, interested applicants should inquire as to the availability of funding for scholarships in their chosen field of study.
http://www.scheppfoundation.org/wp/

Global Supplementary Grant Program

The Network Scholarship Programs is pleased to offersupplementary grants to students from selected countries of Eastern and Central Europe and the former Soviet Union. The purpose of the program is to enable qualified students to pursue Doctoralstudies in Humanities and Social Sciences at accredited universities in Western Europe, Asia, Australia and North America. Global SGP grants will be awarded on the basis of academic excellence and financial need. The grants will provide supplemental funding for up to one year of study with the option to apply for a second year. Only students who have been accepted into a full-time doctoral (PhD) program at and accredited university are eligible to apply.

The Ford Foundation

The International Scholarships Program provides support for up to three years of formal graduate-level studyleading to a masters or doctoral degree. Fellows are selected from countries in Asia, Africa, the Middle East, Latin America, and Russia, where the Ford Foundation maintains active overseas programs. U.S. nationals are not eligible, although Fellows may study in the United States.
https://www.fordfoundation.org/

Please click here to access information about funding in Nanjing.

Private Lenders

Private banks also offer loan programs for educational costs. Interest rates generally are variable. Johns Hopkins University recommends that students exhaust their eligibility for federal loans before considering private loan programs. If you are uncertain about your eligibility for federal loans, please contact the financial aid office prior to initiating a private loan application. The University does not endorse or recommend any lender, nor does the University have any financial interest in any lending institution. Students and their families have the right to select the educational loan provider of their choice.

For state or private loans, the borrowing limit is the total cost of education for the academic year (as defined by Johns Hopkins University) less any financial aid.

Please visit the Johns Hopkins University ElmSelect website to view and compare private education loan programs. ElmSelect provides neutral comparisons of private loan products and lenders as well as links to the lender sites for the application process.
(The University does not endorse or recommend any lender, nor does the University have any financial interest in any lending institution.)

Questions to ask a Private Lender

  • What is your lowest interest rate and fee combination and how can I get it? Is the rate only for a limited period or is it for the life of the loan?
  • For variable rate loans, is there a limit on how high the variable rate can go? How often is the interest rate adjusted, and how is it determined?
  • What interest rate can I get on a fixed-rate loan?
  • How long will I be repaying the loan? Is there any penalty for paying it off early?
  • When do I have to start making payments? How long can I defer payments while I'm in school? If I go to graduate school and defer payments, how much will I owe when I do start making them?
  • Will I lose my discount for paying on time if I have only one late payment or if I ask for a change in the payment schedule?
  • What proportion of your borrowers get the discounts you offer? Are your discounts guaranteed or are they subject to change later?
  • Would you allow me to defer or reduce my payments temporarily because of economic hardship? Under what circumstances and for how long?

-- From the Project on Student Debt

Johns Hopkins University Financial Aid Code of Conduct and Policy on Education Loans

Consumer Information on Student Loans
For more information on comparing lender benefits, see the following website:
https://ticas.org/content/pub/comparing-student-loan-discounts

For more student borrowing resources, see the following website:
https://ticas.org/content/posd/resources-borrowers

Financial Literacy

Johns Hopkins SAIS has partnered with Salt to provide financial literacy support to the student community. Salt offers financial literacy courses online and one-on-one counseling. For more information, please visit https://saltmoney.org/jhusais.

The total cost of attendance includes both direct charges and estimated expenses. Direct chargess are those billed directly to the student by the school, typically for matriculation, tuition and student health insurance fees. Posted tuition fees assume full-time enrollment, and may vary for students who are enrolled part-time.

Estimated expenses are not billed by the school and reflect estimated living and miscellaneous expenses based on annual student surveys. Expenses may vary for individual students.

Tuition is subject to change and is finalized by the Board of Trustees in May.

The following pages provide details on the 2018-2019 cost of attendance only.

Cost of Attendance 2018-2019 Academic Year

SAIS Washington Campus 

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Totals

Full-time Tuition*

$24,885 $24,885 $49,770

Student Health Insurance**

$2,076 - $2,076

Matriculation Fee

$500 - $500

Total Direct Charges

$27,461

$24,885

$52,150

Estimated Expenses

     

Room

$7,866 $7,866 $15,732

Board

$2,358 $2,358 $4,716

Books and Supplies

$175 $174 $349

Travel Allowance

$500 $500 $1,000

Personal Expenses

$1,683 $1,683 $3,366

Direct Loan Fees***

$104 $104 $208

Total Estimated Expenses

$12,686 $12,685 $25,371

Total Direct Charges &
Expenses Total

$40,147

$37,570

$77,717

 

Please note: entering students pay a one-time matriculation fee of $500.

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year

SAIS Europe Campus (provided in EUROS1)

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Total

Full-time Tuition*

€19.270

€19.270

€38.540

Student Health Insurance**

€1.674

-

€1.674

Matriculation Fee

€403 -

€403

Total Direct Charges

€21.347

€19.270

€40.617

Estimated Expenses

     

Room/Board2

€5.297

€5.297 €10.594

Books and Supplies

€1.067

€1.067 €2.134

Travel Allowance

€1.300 €1.300

€2.600

Personal Expenses

€1.378 €1.377

€2.755

Direct Loan Fees***

€84 €84

€168

Total Estimated Expenses

€9.126

€9.125 €18.251

Total Direct Charges &
Estimated Expenses

€30.473

€28.395

€58.868


Please note: entering students pay a one-time matriculation fee of $500 (approximately €403).

  1. Bologna Center tuition and expenses are in EURO currency. 
  2. The above estimates are based on survey data from current students and actual rental costs provided by the student housing consultant. Figures are for single students sharing apartments

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year

SAIS Europe Campus (provided in EUROS1)

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Total

Full-time Tuition*

€19.270

€19.270

€38.540

Student Health Insurance**

€1.674

-

€1.674

Matriculation Fee

€403 -

€403

Total Direct Charges

€21.347

€19.270

€40.617

Estimated Expenses

     

Room/Board2

€5.297

€5.297 €10.594

Books and Supplies

€1.067

€1.067 €2.134

Travel Allowance

€1.300 €1.300

€2.600

Personal Expenses

€1.378 €1.377

€2.755

Direct Loan Fees***

€84 €84

€168

Total Estimated Expenses

€9.126

€9.125 €18.251

Total Direct Charges &
Estimated Expenses

€30.473

€28.395

€58.868


Please note: entering students pay a one-time matriculation fee of $500 (approxmately €403).

  1. Bologna Center tuition and expenses are in EURO currency. 
  2. The above estimates are based on survey data from current students and actual rental costs provided by the student housing consultant. Figures are for single students sharing apartments

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Year

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Total

Full-time Tuition*

$19,982 $19,982 $39,964

Student Health Insurance**

$2,076 - $2,076

Matriculation Fee

$500 - $500

Room***
 
$1,600 $1,600 $3,200

Total Direct Charges

$24,158

$21,582

$45,740

Estimated Expenses

     

Board

$1,346 $1,345 $2,691

Books and Supplies

$75 $74 $149

Travel Allowance

$1,063 $1,063 $2,126

Personal Expenses

$1,000 $1,000 $2,000

Direct Loan Fees1

 $104 $104 $208

Total Estimated Expenses

$3,588 $3,586 $7,174

Total Direct Charges
& Expenses Totals

$27,746

$25,168

$52,914

Please note: entering students pay a one-time matriculation fee of $500.

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***$3,200 for single rooms. Double rooms will be charged $1,600.

1Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year

SAIS Europe Campus (provided in EUROS1)

Direct Charges

Summer 1/Fall
Semester

Spring/Summer 2
Semester

Academic Year
Total

Full-time Tuition*

€25.200

€25.200

€50.400

Student Health Insurance**

€1.811

-

€1.811

Matriculation Fee

€403 -

€403

Total Direct Charges

€27.414

€25.200

€52.614

Estimated Expenses

     

Room/Board2

€7.652

€7.651 €15.303

Books and Supplies

€1.541

€1.541 €3.082

Travel Allowance

€1.878 €1.878

€3.756

Personal Expenses

€1.990 €1.989

€3.979

Direct Loan Fees***

€84 €84

€168

Total Estimated Expenses

€13.145

€13.143 €26.288

Total Direct Charges &
Estimated Expenses

€40.559

€38.343

€78.902


Please note: entering students pay a one-time matriculation fee of €403.

  1. Bologna Center tuition and expenses are in EURO currency. In order to provide protection against a drop in value of the U.S. Dollar, the Bologna Center will put a ceiling on the tuition charged. 
  2. The above estimates are based on survey data from current students and actual rental costs provided by the student housing consultant. Figures are for single students sharing apartments

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year1

Direct Charges

MIEF Term A
Summer/Fall

MIEF Term B
Winter/Spring

Academic Year
Total

Full-time Tuition*

$32,500 $32,500 $65,000

Student Health Insurance**

$2,230 - $2,230

Matriculation Fee

$500 - $500

Total Direct Charges

$35,230

$32,500

$67,730

Estimated Expenses

     

Room

$10,488 $10,488 $21,406

Board

$3,144 $3,144 $6,288

Books and Supplies

$233 $233 $466

Travel Allowance

$667 $666 $1,333

Personal Expenses

$2,244 $2,244 $4,488

Direct Loan Fees***

$104 $104 $208

Total Estimated Expenses

$16,880 $16,879 $28,448

Total Direct Charges
& Expenses Totals

$52,110

$49,379

$101,489

Please note: entering students pay a one-time matriculation fee of $500.

1Based on a 12-month calendar

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year1

Direct Charges

Module 1 Fall 

Module 2 Winter 

Module 3 Spring 

Module 4 Summer 

Module 5 Fall

Academic Year Total

Tuition/Books/Meals/Residency/Lodging*

$15,322

$15,322

$11,917

$15,322

$11,917

$69,800  

Student Health Insurance**

$2,230 - - - - $2,230

Matriculation Fee

$500

-

-

-

-

$500

Total Direct Charges

$18,052

$15,322

$11,917

$15,322

$11,917

$72,530

Estimated Expenses

 

 

 

 

 

 

Room/Board

$7,271

$7,271

$7,269

$7,271

$7,270

$36,352

Supplies

$94

$94

$93

$94

$93

$468

Travel Allowance

$356

$356

$355

$355

$356

$1,778

Personal Expenses

$1,197

$1,197

$1,196

$1,197

$1,197

$5,984

Direct Loan Fees***

$42

$42

$41

$41

$42

$208

Total Estimated Expenses

$8,960

$8,960

$8,954

$8,958

$8,958

$44,790

Total Direct Charges & Estimated Expenses

$27,012

$24,282

$20,871

$24,280

$20,875

$117,320


1Based on a 16-month calendar

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Totals

Full-time Tuition*

$24,885 $24,885 $49,770

Student Health Insurance**

$2,076 - $2,076

Matriculation Fee

$500 - $500

Total Direct Charges

$27,461

$24,885

$52,346

Estimated Expenses

     

Room

$7,866 $7,866 $15,732

Board

$2,358 $2,358 $4,716

Books and Supplies

$175 $174 $349

Travel Allowance

$500 $500 $1,000

Personal Expenses

$1,683 $1,683 $3,366

Loan Fees***

$104 $104 $208

Total Estimated Expenses

$12,686 $12,685 $25,371

Total Direct Charges &
Expenses Total

$40,147

$37,570

$77,717

Please note: entering students pay a one-time matriculation fee of $500.

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Totals

Full-time Tuition*

$24,885 $24,885 $49,770

Student Health Insurance**

$2,076 - $2,076

Matriculation Fee

$500 - $500

Total Direct Charges

$27,461

$24,885

$52,346

Estimated Expenses

     

Room

$7,866 $7,866 $15,732

Board

$2,358 $2,358 $4,716

Books and Supplies

$175 $174 $349

Travel Allowance

$500 $500 $1,000

Personal Expenses

$1,683 $1,683 $3,366

Loan Fees***

$104 $104 $208

Total Estimated Expenses

$12,686 $12,685 $25,371

Total Direct Charges &
Expenses Total

$40,147

$37,570

$77,717

Please note: entering students pay a one-time matriculation fee of $500.

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Total

Full-time Tuition*

$11,250 $11,250 $22,500

Student Health Insurance**

$2,076 - $2,076

Matriculation Fee

$500 - $500

Room***
 
$800 $800 $1600

Total Direct Charges

$14,626

$12,050

$26,676

Estimated Expenses

     

Board

$1,346 $1,345 $2,691

Books and Supplies

$75 $74 $149

Travel Allowance

$1,063 $1,063 $2,126

Personal Expenses

$1,000 $1,000 $2,000

Direct Loan Fees1

 $104 $104 $208

Total Estimated Expenses

$3,588 $3,586 $7,174

Total Direct Charges
& Expenses Totals

$18,214

$15,636

$33,850

Please note: entering students pay a one-time matriculation fee of $500.

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Health insurance is required for all students and is automatically billed. Students MUST provide proof of insurance in order to waive out of the automatic charges. Students on F-1/J-1 visas are ineligible to waive student health insurance.

***Double rooms will be charged $1,600. Single rooms will be charged $3,200.

1Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Cost of Attendance 2018-2019 Academic Year

Direct Charges

Fall
Semester

Spring
Semester

Academic Year
Totals

Full-time Tuition*

$12,443 $12,442 $24,885

Estimated Expenses

     

Room

$7,866 $7,866 $15,732

Board

$2,358 $2,358 $4,716

Books and Supplies

$175 $174 $349

Travel Allowance

$500 $500 $1,000

Personal Expenses

$1,683 $1,683 $3,366

Direct Loan Fees**

$104 $104 $208

Total Estimated Expenses

$12,686 $12,685 $25,371

Total Direct Charges &
Expenses Total

$25,129

$25,127

$50,256

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

  1. Students must take a minimum of 8.00 credits per semester in order to qualify for federal aid.
  2. Students matriculated in the following programs are eligible to apply for federal loans:
  • Certificate in International Development
  • Certificate in International Economics
  • Certificate in International Studies

Matriculation will be confirmed with the Office of Academic Programs prior to processing federal aid.

Cost of Attendance Summer 20181

Direct Charges

Summer Semester
Totals

Full-time Tuition*

$7,800

Estimated Expenses

 

Room**

$3,496

Board

$1,048

Books and Supplies

$175

Travel Allowance

$223

Personal Expenses

$748

Direct Loan Fees***

$46

Total Estimated Expenses

$5,736

Total Direct Charges &
Expenses Total

$13,536

1Students matriculated in the following programs are eligible to apply for federal loans:

  • Continuing MA/MIPP students (minimum of one semester completed)
  • Certificate in International Development
  • Certificate in International Economics
  • Certificate in International Studies

Matriculation will be confirmed with the Office of Academic Programs prior to processing federal aid.

*Subject to change. Tuition will be finalized by the Board of Trustees in May 2018.

**Based on approximately 8 weeks of instruction during the Summer 2018.

***Estimated based on average unsubsidized loan debt at SAIS from the 2016-2017 academic year . Loan fees will vary based on the amount that you borrow from year to year.

Financial Aid Satisfactory Academic Progress Policy for For Federal and Scholarship/Fellowship Aid

Students who receive federal and/or fellowship aid must, in accordance with federal, state, and/or institutional requirements, maintain Satisfactory Academic Progress (SAP).

The financial aid office is responsible for monitoring aid recipients to ensure that they are meeting the policy and progressing toward their degree.

If you feel that you may fall below the following SAP requirements, you are encouraged to reach out to the Financial Aid Office, Student Life, Academic Affairs and/or JHSAP. There are resources available!

Minimum Standards for Federal SAP

The federal government requires that an institution use three measurements to determine SAP: qualitative, quantitative and maximum timeframe. The student must maintain a minimum cumulative GPA, maintain a minimum cumulative completion rate of credits attempted, and complete a degree or certificate within a maximum timeframe set by law as follows. This is measured as follows:

  1. Minimum GPA: Students must maintain a cumulative GPA of 2.67 for federal aid.
  2. Minimum Completion Rate: Students must maintain a completion rate equal to or exceeding 67% of credits attempted.
  3. Maximum Timeframe: Students must also complete required coursework within 150% of the published program length established for each program.

Minimum Standards for Scholarship/Fellowship SAP

The Financial Aid Committee uses one measurements to determine SAP: cumulative GPA. The student must maintain a minimum cumulative GPA as indicated in the Financial Aid agreement associated with their campus of attendance. This is measured as follows:

Minimum GPA: Students must maintain a cumulative GPA of 3.4 (on a 4.0 scale) for scholarship/fellowship aid. PhD students must maintain a cumulative GPA of 3.33.

The 5 Phases of the SAP Process

Phase 1: Reminder/Warning after 1st Offense

After any term, if the minimum GPA is not met, students will receive a SAP Warning Letter. Students who receive this letter should be aware that it is solely to make the student aware that they have fallen below SAP requirements and are at risk of losing funding at the end of the year. Aid will not be revoked at this point. While review of student’s eligibility occurs twice per year, revocations only occur after a student has earned grades for two terms (most often in the summer).

**Students who received a 1st offense warning and reminder, but are found to have met the requisite cumulative GPA after two terms will not be emailed.

Phase 2: Revocation after 2nd Offense

After two terms and receiving a SAP warning (after the first term), if the minimum GPA has not been met a second time, then aid for the following term (third semester) will be suspended. Students’ will receive a letter informing them that their aid has been revoked and is in a suspended status. The student then has the right to appeal the suspension by following the instructions provided in the aforementioned email, which are also listed below.

Phase 3: SAP Appeals Process

Students who lose eligibility for financial aid due to not meeting the minimum SAP standards more than one time during their program may submit an appeal each time.

Students who wish to appeal Financial Aid Suspended Status must submit an appeal in writing to the Financial Aid Appeals Committee by the date specified in the Financial Aid Suspended notification letter. The committee will review the appeal and notify the student in writing of their decision within 14 working days after the Appeals Committee meets and makes its determination. Appeals should include:

  1. The grounds for appeal (i.e., illness, deaths in family, mismanagement of coursework or stress, etc.)

*If extenuating circumstances involve death in family or health problems, student must provide supporting documentation. Appeal will not be considered complete until such documentation is provided.

  1. Demonstration that the student understands the reason behind failure to meet the SAP requirements
  2. Specific plans to rectify the student's current academic status

The Financial Aid Appeals Committee will review the appeal and consult with academic advisers and other involved parties as warranted. If it is determined that the student will not be able to meet the SAP standards by the end of the next semester/period of enrollment, but the Committee is in agreement that the student's grounds for appeal are reasonable, and the student has a reasonable chance to succeed and graduate, then if the appeal is approved the student will also be placed on an Academic Plan.

Phase 4A: SAP Appeal Decision Rendered

Approved

All decisions on such appeals are final. Students will receive written notification of the decision. If approved, fellowship funds will be reinstated immediately. The student will be reviewed again after the reinstatement term.

Title IV Borrowers

If the Financial Aid Appeals Committee grants the appeal, the student is placed on Financial Aid Probation for ONE SEMESTER, (often the Fall semester). The student is eligible for Title IV aid during their Financial Aid Probation semester. The student's SAP status will be reviewed at the end of the probationary semester, and if the student still has not met the minimum SAP standards, the student will then be placed on Financial Aid Suspension status for the next semester.

If the student's appeal is approved but the Committee has determined that the student will not be able to meet the SAP standards within one semester, then the student will be asked to provide an Academic Plan which if followed will ensure the student is able to meet the SAP standards by a specific point in time.

Denied

If the Financial Aid Appeals Committee does not grant an appeal, the student has the following option:

  • The student can register for coursework and pay for tuition and fees without the rescinded funds and;
  • If the student is able to do well enough in the coursework to satisfy all the SAP standards or demonstrate significant progress by the end of any subsequent semester, he or she may then appeal again to have their funds reinstated.

Title IV Borrowers

Students who are beyond the maximum timeframe to completion may only regain financial aid eligibility on a semester-by-semester basis through the appeal process.

Phase 5: Academic Plan Submission

Students who are approved may be required to submit an academic plan. This plan should outline your strategy for improvement moving forward and should include but is not limited to:

Anticipated credits per term for the upcoming AY, Plans for tutoring or additional academic prep/study, changes to current scheduling and indication of time management, etc…

This plan must be provided within 7 days of receipt of the SAP decision notice. Students are encouraged to work with their academic advisors to create a plan that will ensure timely graduation, targeted course completions, and open communication of needs as it relates to academic resources.

SAP Frequently Asked Questions (FAQ’s)

 

SAP Appeals Process

What happens if I do not appeal?

If you do not wish to submit an appeal, financial aid will not be awarded until eligibility has been reestablished. The only way to do this without submitting an appeal is to bring your GPA and/or completion rate above the minimum standards.

How do I know my appeal has been received?

Once an appeal has been received a confirmation email is sent to the student within 2-3 business days. Students may also confirm that the appeal has been received by looking under their To Do List in NetPartner.

How long do I have to wait for a response on my appeal?

This depends heavily on the timeliness with which an appeal is submitted. Responses are typically rendered within 14 days of receipt and will not exceed 4 weeks.

What happens to my financial aid for the semester after I am placed on Warning or Probation?

If a student is placed on Warning (occurs after completion of first semester), for that semester they are allowed to keep their financial aid and will get fully disbursed. If a student is placed on Probation (occurs after completion of two semesters), they lose all financial aid for that semester unless they successfully appeal.

When am I required to submit my appeal?

Students receiving fellowship or federal aid can submit an appeal only after they have completed two standard semesters and have been notified in writing by the Financial Aid Office of their SAP standing. Traditionally, this would mean a student enrolled in the Fall term whose cumulative GPA falls below 2.67 (federal) or 3.4 (fellowship) in either or both the Fall and Spring terms would appeal after the close of the Spring semester. For Spring entry students, an appeal would be submitted after the close of the Fall semester if necessary.

If my appeal is approved and I am required to have an Academic Plan, what does this mean?

Students who lose eligibility and submit an appeal may be placed on an Academic Plan if the appeal is approved. The purpose of an academic plan is to support the student in bringing him/herself back into compliance with the financial aid SAP standards by a specific point in time in order to ensure that the student will be able to successfully complete the degree or certificate program. The academic plan will be specifically tailored to the student and may include milestones and specific requirements such as a reduced course load, specific courses or tutoring. Students on an academic plan are still responsible to meet the SAP requirements in the subsequent semester/period of enrollment and will lose eligibility if the SAP standards are not met, and need to go through the appeal process in order to regain eligibility. The student's progress in their academic plan will be taken into account in any subsequent appeal process of financial aid eligibility.

Will second or third appeals be regarded differently than first appeals?

Yes. A subsequent appeal after one has been granted will be held to stricter scrutiny. The first appeal outlines a plan by which the student may regain SAP during the term(s) for which the aid is requested. If the student fails to meet the terms of that plan, careful consideration will be given to subsequent appeals to determine if circumstances have indeed changed to allow the student to be successful now.

  

General SAP

 

How do classes taken at another institution and transferred to SAIS affect SAP?

All credits accepted for transfer to the student's program of study by Johns Hopkins University SAIS are taken into consideration under the quantitative measurement component of SAP as both attempted and earned credits.

How is SAP affected if I change my concentration?

For students who change concentrations within their degree program, only those credits attempted which apply to their new concentration are included in evaluation of SAP status. All coursework is included in the calculation of GPA as required under federal law.

I got above a 3.00 but have not met SAP for my fellowship aid. Why?

Students who receive a fellowship while at SAIS must submit a Financial Aid Agreement to the Financial Aid Office before receiving those funds. The Agreement states that the student will only receive those funds if they maintain full-time status and a minimum cumulative GPA of 3.4. Of course, students are free to appeal if they fail to meet SAP standards after two terms.

Are other academic offices or are my parents notified about my satisfactory academic progress status?

Some academic offices may be able to review your financial aid eligibility status, through the student information system. If you have allowed parental access to educational records through the Parent/Guest Portal, your parents can be informed of your status upon contact with the Financial Aid Office.

Should I contact other JHU SAIS support staff members who have worked with me or who are aware of my extenuating in the context of my appeal?

Any person who has direct knowledge of circumstances that have negatively affected your academic performance can submit a letter of support for purposes of a financial aid appeal. This can include an advisor from the Academic Affairs Office or the Student Life Office and/or professors.

I did not submit a FAFSA, and I am not interested in receiving federal aid. I received notification that I have unsatisfactory academic progress. Do I need to submit documentation?

No, as long as you do not plan to receive federal aid, you do not need to submit an appeal or provide documentation. If you decide you would like to receive aid in the future and you are still considered as having unsatisfactory academic progress, you will then need to submit an appeal at that time.

How does a student protect sensitive health issue documentation that is needed for a financial aid appeal but should not be generally available to others?

Any medical and mental health documents that contain information the student wishes to be considered in a financial aid appeal but which the student does not wish to submit directly to the Office of Financial Aid should be submitted to the Director of Student Life. The director will provide a summary statement that will substitute for the detailed information for the financial aid appeal and will keep the original documents or sufficient information from those documents to support the summary statement.

How are W, I, AU, F, S, P and X Grades, No Grade Reported and Repeated Coursework treated for the purpose of determining my GPA?

Course Withdrawals (W)

Not included in the GPA calculation, but are considered a non-completion of attempted coursework.

Incomplete courses or grades (I)

Not included in the GPA calculation and are considered a non-completion of attempted coursework until the coursework is completed and graded with a permanent grade.

Audited courses (AU) or noncredit

Not considered attempted coursework or included within the GPA calculation, nor is the coursework considered for financial aid eligibility.

Satisfactory (S) or Passing (P)

Treated as attempted credits which are earned, but is not included in calculation of GPA.

D grades and F grades

Treated as attempted credits that were not earned and are included both in the calculation of GPA and minimum completion rate.

Missing Grades or X

Coursework is not included in the GPA calculation but is considered a non-completion of attempted coursework until the coursework is completed and graded with a permanent grade.

Repeated Coursework

The highest grade earned in a course that is repeated will count in the GPA computation, but every repeated attempt will be included in the completion rate determinations.


Policy on Return of Title IV Funds

The Financial Aid Office is required by federal statute to recalculate federal financial aid eligibility for students who withdraw, drop out, are dismissed, or take a leave of absence prior to completing 60% of a payment period or term. Federal Title IV financial aid must be recalculated in these situations. If a student leaves the institution prior to completing 60% of a payment period or term, the Financial Aid Office recalculates eligibility for Title IV funds. Recalculation is based on the percentage of earned aid using the following Federal Return of Title IV funds formula: Percentage of payment period or term completed = the number of days completed up to the withdrawal date divided by the total days in the payment period or term. (Any break of five days or more is not counted as part of the days in the term.) This percentage is also the percentage of earned aid. Funds are returned to the appropriate federal program based on the percentage of unearned aid using the following formula: Aid to be returned = (100% of the aid that could be disbursed minus the percentage of earned aid) multiplied by the total amount of aid that could have been disbursed during the payment period or term. If a student earned less aid than was disbursed, the institution would be required to return a portion of the funds and the student would be required to return a portion of the funds.

Keep in mind that when Title IV funds are returned, the student borrower may owe a debit balance to the institution. If a student earned more aid than was disbursed to him/her, the institution would owe the student a postwithdrawal disbursement which must be paid within 120 days of the student's withdrawal. The institution must return the amount of Title IV funds for which it is responsible no later than 45 days after the date of the determination of the date of the student's withdrawal.


Refunds are allocated in the following order:

  • Federal Direct Unsubsidized Loans
  • Federal Direct Subsidized Loans
  • Federal Perkins Loans
  • Federal Direct Graduate PLUS Loans
  • Other assistance under this Title for which a return of funds is required (e.g. LEAP)

Understanding the Verification Process

Verification is a process used to check the accuracy of certain information entered on the FAFSA and to resolve any errors. Some students are selected by the Department of Education and some are selected by SAIS. Selected students will need to provide additional documentation to the Financial Aid Office before we can finalize and disburse federal financial aid.

If you are selected for verification, you will need to complete and submit a verification worksheet.  We ask that students use the IRS Data Retrieval Tool on the FAFSA to provide income information from your federal tax return.  If you are not able to use the Data Retrieval Tool, you must submit an official IRS transcript of your federal income tax return, which you can obtain from the IRS by calling 1-800-908-9946 or visiting www.IRS.gov.

Once all documents have been received, our office will review the data and compare it to the information on your FAFSA. Our office will make corrections (if necessary) and transmit them to the federal processor. You will receive an updated Student Aid Report (SAR) if corrections are required. If the corrections impact your federal aid award, we will notify you by email or letter.
Verification may take several weeks to complete, so we ask that all students supply the requested materials as soon as possible.

Your financial aid will not be disbursed until the verification process is complete. Students can track the completion of verification documents on the "To Do List" tab on Net Partner in SIS.

Financial Aid Requirements for First Year Students

I.) Review your current financial aid award online through SIS Self-Service. You can accept or decline awards here.
II.) Fill out the Financial Aid Agreement found here.
III.) Federal Loan Borrowers
      A.) Federal Direct Stafford Loan

  1. Complete the Entrance Interview by logging in here.
  2. Fill out the Loan Agreement by logging in here.

      B.) Federal Direct Grad Plus Loan

  1. Complete the Entrance Interview by logging in here
  2. Complete Grad Plus Loan Request
  3. Fill out Grad Plus Loan Agreement here.

IV.) Named Scholarship Recipients
      A.) Complete thank you note (see instructions here)

**If you have not completed your 2018-2019 academic year FAFSA you can do so here (SAIS Federal School Code: E00474). Federal Aid will not be awarded until your FAFSA has been reviewed by the Office of Financial Aid.

*Financial Aid Requirements for Returning Students

Please visit the SAIS Insider Portal to access important financial aid documents.

Contact Information for Financial Aid Offices

SAIS Washington
1740 Massachusetts Ave. NW Suite 314
Washington, DC 20037
saisfinaidinfo@jhu.edu  | tel 202.663.5706 | fax 410.367.2052

SAIS Europe
Bologna Center
via Beniamino Andreatta, 3 (formerly via Belmeloro, 11)
40126 Bologna, Italy
sais.eu.finaid@jhu.edu

Hopkins-Nanjing Center
Hopkins-Nanjing Center Washington Office
1740 Massachusetts Ave. NW Suite 406
Washington, DC 20037
nanjing@jhu.edu | 202.663.5800